Financial Dependents

If you have people who depend on you or your business for an income and to provide for their standard of living then you may need to put life cover in place. This will pay either a lump sum or a regular income to these dependents if you die.

Amongst the things that you may wish to consider when putting this cover in place are;

  • Do you need the cover to decrease, increase or stay the same?
  • How do you quantify the amount of cover that you need?
  • What is your budget for the cover and is that realistic?
  • Do you want fixed or reviewable premiums and what are the implications of each of these?
  • Does the plan need to be written in trust and if so who are the trustees and the beneficiaries?
  • What type of trust do you need to use?

We take all of the above into account plus a number of other factors when researching the market on your behalf and recommending a plan and strategy to you.

Always Independent Financial Solutions Ltd is authorised and regulated by the Financial Conduct Authority No. 528062
Registered in England and Wales number 6441865 © Always Independent Financial Solutions Ltd
Our alternative dispute resolution provider is the Financial Ombudsman Service. Their website is and you can find out more information via this link.
Accept Cookies

We use cookies to improve our website and your experience when using it.

Your continued browsing on this site constitutes acceptance of cookies. For more information please refer to our privacy policy Learn more

How this site uses cookies

What are cookies? Cookies are small text files, stored by the computer’s browser which enable personalised web pages such as checkouts, login areas, enable targeted advertising or track viewing.

This site uses cookies to anonymously records the pages visited in order to analyse viewing figures for more information please refer to our privacy policy click here.