Pensions
‘Can I afford to retire?’
This is increasingly a common question, and not just for the self employed.
It is vital that you understand your future pension provision, and how this will affect the quality of your retirement, and of those around you.
How much money do you need to live a comfortable retirement? Taking the first step to find out is vital, followed by a plan to start saving.
The issue of how and when you can retire has changed significantly over the last 10 years. Increases in the state pensionable age and some company schemes, alongside changes in the way you can access your pension savings are just some of the recent changes.
However, retirement and pensions don’t have to be problematic.
You might already be retired, contemplating retirement, or want to make pension plans for the future. In many circumstances, with correct planning and sound advice, many workable solutions can exist.
Always Independent can help you create an effective pension plan:
- working with you to identify the levels of savings needed to achieve your retirement lifestyle
- choose the right pension products that are flexible enough to adapt to your changing circumstances, now and also during retirement
- and should you already be retired, help you to improve your existing retirement income
Please do not hesitate to contact us with any of your pension queries.